Token-Ji is the trust layer for the tokenized economy. We verify real-world events and assets with AI, mint them as standards-based digital tokens, and unlock liquidity through marketplaces and APIs.
AI-driven verification of real-world events and activities.
Mint verified outcomes as programmable digital tokens.
Unlock liquidity through marketplaces and open APIs.
Token-Ji is a venture by Stipe — incubated by Stipe and built on its AI, data and tokenization engineering.
Token-Ji is a tokenization infrastructure company building the trust layer for the tokenized economy — focused on financial assets, real estate, and alternative investments including rare collectibles.
Transform real-world events, ownership and assets into programmable digital tokens — so that trillions in real-world activity finally have a trusted, programmable digital representation.
The problem we solve
Real-world activities — trips, skills, training, green actions — leave no trusted digital record.
Assets and achievements can't be composed into rewards, pricing, credit or financial products.
Real-world assets and reputations are locked — they can't be traded, fractionalized or monetized.
Trust is created at the moment of verification — everything downstream inherits it.
GPS telemetry and activity data are captured from the real world.
The AI verification engine validates authenticity, route and behaviour.
A tamper-proof token is minted on blockchain with identity attached.
Tokens unlock reputation, rewards, insurance benefits and liquidity.
Seven token classes, one verification backbone.
Fractional fixed-income instruments.
Tokenized real estate ownership.
Real-world asset value on-chain.
Verified claims on physical assets.
Earned trust scores and standing.
Completed, tamper-proof certifications.
Green actions and carbon impact.
Every verified outcome becomes a programmable, tradeable digital token.
Five layers working together to turn real-world signals into trusted tokens.
AI models validate real-world events using GPS telemetry, sensor data and behavioural signals.
Secure, privacy-preserving identity binding people and organisations to their proofs.
Mints verified outcomes into standards-based, programmable tokens on blockchain rails.
Consumer and enterprise wallets to hold, display and redeem earned tokens.
Open APIs for partners to issue, query and trade tokens within their own products.
One verification backbone — reused across every vertical. Expansion is configuration, not rebuild.
AI agents autonomously handle KYC, risk, compliance and legal — reducing cost and accelerating token issuance.
AI-driven KYC/AML onboarding, real-time regulatory monitoring (SEBI, RBI, global frameworks) and automated compliance reporting.
Continuous AI-powered asset valuation, custody checks, audit trails and on-chain ↔ real-world reconciliation with anomaly alerts.
AI agents auto-generate asset documentation, draft token-holder agreements and flag legal risks — with human counsel for final review.
Agentic AI doesn't replace human judgement — it makes every token issuance faster, cheaper and audit-ready.
One proof engine, many verticals. Financial assets and real estate are the core; the rest extend the platform's reach.
Bonds, funds, private credit and invoice finance — tokenized with on-chain settlement.
Tokenized ownership and fractional assets, backed by auditable documentation.
Racehorses, antique cars, fine art and rare collectibles — fractional ownership for uncommon assets.
Behaviour-based pricing built on verified, tamper-proof data.
Certified skills and tamper-proof credentials.
Verified green actions and carbon impact.
Fractional bond units with automated coupon payouts and instant settlement.
Tokenized fund units — smaller tickets, 24/7 transfers, transparent NAV.
Verified borrower reputation backs tokenized credit pools with on-chain repayment tracking.
Verified invoices become short-duration yield instruments for working capital.
An RWA company is only as strong as its real-world operations. Tokens are promises; our dedicated off-chain teams make them enforceable — the moat most crypto-native players never build.
Legal · Compliance · Off-Chain Adherence
Asset documentation, enforceable token-holder rights, contract structuring and dispute resolution.
KYC/AML programs, regulatory engagement (SEBI, RBI and global frameworks), licensing and reporting.
Physical asset verification, custody oversight, periodic audits and on-chain ↔ real-world reconciliation.
From a single proof type to the trust layer for the tokenized economy.
Tokenized bonds, funds, private credit and real estate with agentic KYC and compliance.
Skill, training and reputation tokens across verticals.
Tokenized ownership of vehicles and physical assets.
Green action and carbon-impact token programs.
Full real-world asset tokenization infrastructure.
The team behind the trust layer.
Founder & CEO, Token-Ji
AI, Data & Financial Services Leader
26+ Years of Experience
26+ years of experience delivering AI, Advanced Analytics, Data Platforms, and Digital Transformation across Banking, Financial Services, Retail, Manufacturing, Sustainability, and Energy sectors.
Deep Financial Services expertise spanning Basel II, Economic Capital, Value-at-Risk (VaR), Retail Banking, KYC/AML, Collections Analytics, Operational Risk, Campaign Analytics, and Regulatory Reporting.
Led AI, Analytics, and Data Transformation initiatives at Hitachi, IBM, LTIMindtree, and Oracle Financial Services Software. At Hitachi, led initiatives in Green Lending, Digital Money, Carbon Tokenization, Circular Economy, Sustainability Analytics, and Sensor-Based Validation Frameworks for Greenwashing Detection.
Currently Founder of Stipe Solutions — building AI-driven platforms, intelligent analytics solutions, and tokenized asset ecosystems.
Building on a real-world asset, exploring tokenization, or want to issue tokens inside your own product? Let's talk about how Token-Ji can power it.
TOKEN-JI
Tell us about your asset or use case and the team will get back to you. Prefer email or LinkedIn? Reach us directly below.